Most airlines work with credit card issuers to offer co-branded credit cards. From rebates to fee waivers, these cards offer perks and perks centered around our airline partners. If you prefer to fly with a particular airline every time you travel, an airline credit card can save you money on your next flight.
The best airline credit cards have an annual fee, but some include incentives to offset that cost, such as an annual travel credit and access to TSA Precheck or Global Entry. This will save you some travel costs. Save even more when you redeem card rewards for airline tickets.
Most of these credit cards offer maximum reward points when paying for partner flights. When applying for an airline credit card, you can receive benefits such as access to premium lounges at domestic and international airports, enrollment in leaflet programs, and bonus points. Here is a list of the best credit cards affiliated with the best Indian airlines, along with their main highlights and benefits.
How Do Travel Credit Cards Work?
These co-branded travel credit cards typically also come with special benefits such as free membership to the co-branded frequent flyer program or bonus Airmiles when you reach certain spend-based milestones. Examples of co-branded travel cards include HDFC and Kotak’s 4 Ka-Ching credit card (offered in partnership with Go IndiGo), Axis Bank, IndusInd Bank, SBI Card’s Air Vistara co-branded credit card, and Emirates Airlines. Etihad Airways has co-branded his SBI Card credit card.
Most Travel Rewards credit cards are offered in partnership with airlines or travel portals, but some travel cards are generic. They are suitable for general travelers and do not offer additional benefits for spending on specific airlines or travel portals. The American Express Platinum Travel Credit Card and the RBL Bank World Safari Credit Card are two of these popular travel credit cards.
How to Select the Airline Credit Card that’s Good For You
First, you need to review your flight habits. If he prefers one airline over others and travels frequently to justify the costs, consider that airline’s credit card benefits. Find the perks that best suit your needs. If you choose an airline credit card with an annual fee, make sure you use enough cards for the value. That means you’re paying enough to qualify for the annual credit and get all the perks the credit offers, like TSA Precheck and airport lounge access.
Features and Benefits of Travel Credit Cards
Co-branded travel cards, as you can guess, offer special benefits on spending on the partner airline and earn rewards such as the partner airline`s Airmiles which are credited to the airline`s frequent flyer program.
Generic travel credit cards, on the other hand, either earn Reward Points at accelerated-on travel-related spending or offer travel-related value-added privileges like complimentary hotel loyalty program membership or a complimentary night stay at partner hotels, etc.
Both co-br and generic travel credit cards, usually offer complimentary airport/IRCTC lounge insurance, and multiple travel insurance covers.
- Welcome/Milestone Rewards: Many travel credit cards offer travel vouchers (hotel vouchers/gift cards, etc.)) is provided. Some travel cards offer free flights and milestone rewards.
- Travel Acceleration Earning Rates: Some travel credit cards award points/miles at an acceleration rate for travel-related expenses. For example, the Citibank Premier Miles Credit Card awards Citibank Miles at an accelerated rate (10 miles/100 rupees) for air ticket purchases on the card, whereas the normal reward rate for this card is 100 rupees per Only 4 miles. Consumed 100.
4+ Best Airline Credit Cards in India
1. Axis Bank Privilege Credit Card
This credit card requires payment of 2.5 million yen. This will later return the value of INR 7500 as reward points and travel vouchers from Yatra. The best feature of this credit card is that it is 100% accepted and you don’t have to worry about when or where you use it, so any traveler would love to own one. What makes vouchers special is that they can be used as additional benefits for domestic/international flights, hotel, and holiday bookings.
2. HDFC Diners Black Credit Card
This credit card is a must for air travelers. Enjoy unlimited airport lounge access at no extra charge with HDFC’s Diners Club Black Super Premium Credit Card. With your credit card, you can visit over 700 lounges in India and around the world without a Priority Pass. Plus, if you swipe 150 INR with your credit card, you will get 5 points worth 5 INR. With this credit card, you can get a direct 3.3% discount on both travel and daily life.
3. American Express Platinum Travel
What makes the Amex Platinum Travel credit card the best credit card for your trip to India is that it gives you complimentary lounge access and numerous travel gift certificates. Enjoy complimentary lounge access four times a year. This gives you the best value travel voucher worth INR 17,000. Even if you spend more than INR 4 million per year, you can still use the Taj Hotel gift certificate.
4. Citi Premier Miles Credit Card
Earn 10 miles for every INR 100 when you book airline tickets with Citi Premier Miles Credit Card. The Visa Signature card entitles you to complimentary access to eight domestic lounges each quarter. The MasterCard World card also entitles you to free access to 6 domestic lounges each quarter. Please note that the Citi Premier Miles credit card does not offer complimentary international lounge access.